After four years of bumper gains, super funds have made a sluggish start to the financial year, with rising interest rates punishing investments traditionally relied on to protect retirement savings.
Ryan Johnson
Australians are tipping billions more of their own money into super — and new modelling shows how putting aside just one per cent of your salary could deliver a hefty retirement boost.
Baby boomers keen to cash in before WA’s cooling property market gathers pace are looking to maximise their options under a range of senior-friendly rules.
Nick Bruining
Q+A: If you’re on a high marginal tax rate, are your savings better off in a bank’s term deposit or in your super? There are advantages to both but the tax breaks could make the move to super more effective.
WA teenagers are set to miss out on nearly $50 million in super contributions this year because of a ‘discriminatory’ law, sparking fresh calls from an industry body to scrap the legal carve-out for under-18s.
Cheyanne Enciso
The corporate watchdog has slammed accounting giants EY and PwC over inadequate checks on billions in retirement investments, warning some assets could be worth less than reported.
Your super could be backing the AI boom without you knowing it. A Dunsborough financial planner says to check what your money supports as power and water demands grow and privacy concerns cloud the promise.
Superannuation guarantee obligations and new payday super rules have serious implications for the music industry, with some long-running festivals already pulling the plug.
Monica Rule
Q+A: A big windfall after retirement can affect how much age pension you get to keep. But there are legitimate ways to arrange your finances to make sure you stay under Centrelink’s mean-testing limits.
Australians are increasingly seeking financial guidance amid mounting economic pressures, but new research reveals a major obstacle.
William Elliott
For WA Government workers on high incomes, there can be circumstances where keeping your money in West State can cost you significant future tax savings. Here’s the fix ...
Raymond Pecotic
Q+A: Been sold a plan for a self-managed super fund promising mega annual returns? Hasn’t worked out that way? What should you do with your money now, and who can you turn to for possible compensation?
There’s a massive shake-up coming for those with self-managed super funds, which now make up a quarter of Australia’s $4.7 trillion savings pot. Here’s everything you need to know ...
Q+A: There’s a few tricks and traps when it comes to tipping proceeds from the sale of your home into superannuation. Here’s the hacks you need to know to super-size your savings.
One-third of employees in one of Australia’s biggest workforces are being targeted by “super spruikers”, as the political firestorm over superannuation deepens.
Nathan Schmidt
Someone told you you’ll need more than $1m to live comfortably in retirement? Thanks to our generous pension system, that is not even remotely close to what you’ll really need. Here’s why ...
A single renter needs $340,000 in savings to retire modestly, more than three times a homeowner, as Perth rents hit $700 a week and super gets dragged deeper into the housing fight.
Australians hoping to achieve even a comfortable retirement have been dealt a blow as cost-of-living pressures bite hard.
Cameron Micallef
A modest retirement is now rising almost 6 per cent a year, outpacing inflation, while renters need thousands more than homeowners and fuel costs have climbed again.
Getting close to retirement and still paying off the mortgage? This hack allows you to use some of you super to help clear the debt while also making sure you can top up your nest egg.
Barnaby Joyce has had an on-air meltdown after struggling to answer basic questions about One Nation’s super plan.
Joseph Olbrycht-Palmer
Pauline Hanson has defended a bold superannuation plan slammed by housing advocates as a “Band-Aid over a rigged housing system”.
Joseph Olbrycht-Palmer and Nathan Schmidt
Q+A: The beauty of Australia’s welfare system means you can work and collect an age pension. But there’s a few things to consider first, including how the ATO works out your tax liability.
A basic income could be all it takes to retire with $1m in the bank, as these factors combine to supercharge nest eggs for Aussie workers.
